Keeper99 | Professional Bookkeeping for Micro-Entities

The "High Street" Problem

Quotes of £1,000+ per year for simple accounts.
Paying for advice & meetings you never use.
Slow responses and paper-based friction.

The Keeper99 Solution

Base price of £99/year for the service.
We leverage automation so you don't pay for admin.
Your books are always audit-ready and compliant.

Your New "Admin-Free" Life

1. Secure Connection

We set up your professional Xero/QuickBooks account and you securely connect your bank feed (Read-Only).

2. Snap & Forget

Bought a coffee? Paid a train fare? Just snap a photo of the receipt and email it to your unique "Magic Address."

3. We Reconcile

We match the receipt to the bank line, categorise it, and ensure your books are ready for year-end.

Already have an accountant? We handle the daily bookkeeping, you hand the clean data to them.

Why "Little & Often" Beats the Year-End Rush

Many micro-businesses wait until the deadline to sort their books. This is a costly mistake. Here is why ongoing management puts you ahead.

The Year-End Gamble

Lost Receipts = Higher Tax
Finding a coffee receipt from 11 months ago is impossible. Missing expenses mean you artificially inflate your profit and overpay Corporation Tax.
The "Illegal Dividend" Trap
If you take money out without knowing your exact profit, you might withdraw more than you earned. This creates an overdrawn Director's Loan, triggering a 33.75% tax penalty (S455).
Missed Opportunities
You can't make tax-saving decisions (like buying equipment or making pension contributions) after the year has ended. Once the deadline passes, the opportunity is gone.

The Keeper Advantage

Capture Every Penny
Snap receipts as you spend. We lock them in immediately, ensuring you claim every penny of valid tax relief before the paper fades or gets lost.
Safe Withdrawals
With regular reconciliation, you know exactly what is available to take as dividends, keeping you on the right side of HMRC and avoiding unexpected tax bills.
Opportunity Radar
We spot anomalies early. If you're nearing the VAT threshold or missing a standard expense claim, we catch it while there is still time to act.

Simple, Transparent Pricing

Choose the plan that fits your business volume.

The Micro-Entity Standard

The "Cashbook" Plan

Professional Xero/QuickBooks Ledger License
Digital Receipt Capture & Storage
Quarterly "Health Check" & Reconciliation
Year-End Trial Balance (Ready for filing)
Up to 50 Bank Transactions / Month

Complete Compliance Bundle

Includes Statutory Accounts + Corp Tax Return (CT600).

Add Bundle?

£399/yr

Total Due Today

£99

Annual Service Fee

+

Monthly Direct Debit

£12/mo

Software Platform Fee

30-day money-back guarantee.

Need more volume? (100+ Trans) → | Have a Dormant Company? →

Behind on your books?

Don't panic. It happens. If you have 6-12 months of unfiled accounts or messy data, standard bookkeepers often charge by the hour—which gets expensive fast.

We offer Fixed Price Rescue Packages.

Forensic "Shoebox" clean-up
Back-dated compliance filing
No judgment, just solutions

We clean up messes,
so you can sleep again.

Missed a filing deadline? Worried about HMRC fines?

Our Rescue Service is designed to bring you up to date quickly. We use the same automated tools to process historical data, allowing us to offer a fixed fee instead of an open-ended hourly bill.

The Keeper Philosophy

"Why is this so affordable?"

It's a fair question. We believe professional financial compliance shouldn't cost a fortune when you are just starting out.

We keep our margins low on purpose to act as an investment in your early years. We use technology to automate the heavy lifting, which allows us to pass the savings to you. We know that if we serve you well now, you'll stay with us when you're big enough to need our "Pro" services.

We grow when you grow.

Frequently Asked Questions

Keeper99 is specifically designed for 'Micro-Entities'. This includes Contractors, Freelancers, Consultants, and Holding Companies. Our Base plan covers up to 50 transactions/month, and our XL plan covers up to 99 transactions/month.

Every quarter, a dedicated bookkeeper logs into your account to perform a 5-point check:

Bank Reconciliation: We ensure your Xero balance matches your actual bank balance.
Categorisation Review: We check for miscoded expenses (e.g., assets vs. office costs).
Unallocated Items: We tidy up any mystery transactions.
Duplicate Check: We remove duplicate receipts.
Director's Loan Check: We flag if you owe the company money (tax risk).

Yes. To offer our service at £99/year, we need you to be on our specific 'Partner Ledger' plans with Xero or QuickBooks. These are special licenses that you cannot buy directly from the software companies.

Yes! You can choose to pay the £249 Bundle fee upfront for the best savings, or spread the cost for an additional £25/month. This helps with your cash flow.

We celebrate! If your business starts processing more than 100 transactions a month or you need VAT returns, you will graduate to our 'Keeper Growth' tier. We will view this as a success story.

Absolutely. Our "Rescue Service" is designed exactly for this. We can pull historic bank data and reconstruct your accounts for previous years. Contact us for a fixed-price rescue quote.

Still have questions?

We are a digital-first team, which allows us to keep costs low and response times fast. Drop us a message and we'll get back to you within 24 hours.

Registered Office

123 Business Park Road
London, UK
SW1A 1AA

Support Hours

Mon - Fri: 09:00 - 17:00
(Excluding Bank Holidays)

Professional Bookkeeping. Pocket-Money Pricing.